Cadillac Escalade ESV Luxury Edition 4WD Insurance Rates

The average insurance rates for a Cadillac Escalade ESV Luxury Edition 4WD are $1,732 a year for full coverage. Comprehensive insurance costs an estimated $480 each year, collision insurance costs $730, and liability costs around $364. A liability-only policy costs as low as $430 a year, and high-risk insurance costs $3,698 or more. Teen drivers cost the most to insure at up to $6,044 a year.

Annual premium for full coverage: $1,732

Policy rates broken down by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade ESV Trim Level

These price differences show why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Cadillac Escalade ESV Luxury Edition 4WD also range considerably based on your risk profile, the model year of your Escalade ESV, and liability limits and deductibles.

More mature drivers with no driving violations and high deductibles may pay as low as $1,600 a year, or $133 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $6,000 a year. View Rates by Age

Your home state has a huge impact on Cadillac Escalade ESV Luxury Edition 4WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $810 annually, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $2,000 to $2,700 extra every year, depending on your age. Insurance for high-risk drivers can be from 45% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be varied from one company to the next.

View Chart as Image

Chart shows Cadillac Escalade ESV Luxury Edition 4WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $991. Drivers who choose higher $1,000 deductibles will pay around $1,456. The average rate for a driver around age 40 using $500 deductibles is $1,732. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $2,258. High risk drivers could be charged around $3,698. The policy rate for full coverage for a teenage driver can be as high as $6,044.

View Chart as Image