Cadillac Escalade ESV 4WD Insurance Rates

Average insurance prices for a Cadillac Escalade ESV 4WD are $1,686 every 12 months with full coverage. Comprehensive costs around $466 a year, collision costs $698, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $3,596. Teenage drivers receive the highest rates at $5,900 a year or more.

Annual premium for full coverage: $1,686

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac Escalade ESV Trim Level

Price Range by Location

Where you live can make a big difference on insurance rates. Areas with sparse population tend to have more infrequent collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

These differences demonstrate why it is important for drivers to compare prices for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Cadillac Escalade ESV 4WD can also vary considerably based on policy deductibles and limits, your driving record, and the actual cash value of your Escalade ESV.

Using high physical damage deductibles could cut rates by as much as $780 annually, while buying higher liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,500 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,900 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,900 to $2,600 in extra premium per year, depending on your age. A high-risk auto insurance policy can be from 44% to 127% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Cadillac Escalade ESV 4WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to find out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

View Chart as Image

The chart above shows Cadillac Escalade ESV 4WD insurance rates for different coverage choices and risks. The cheapest discount rate is $967. Drivers who use higher $1,000 deductibles will pay $1,420. The average rate for a driver age 40 with no violations using $500 deductibles is $1,686. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,194. Drivers with multiple violations and accidents could be charged as much as $3,596. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,900.

View Chart as Image