Buick Lacrosse CXS Insurance Rates

U.S. average insurance rates for a Buick Lacrosse CXS are $1,448 a year for full coverage insurance. Comprehensive costs around $368 each year, collision costs $634, and liability costs around $310. Liability-only insurance costs as low as $370 a year, with high-risk driver insurance costing around $3,114. Teenage drivers pay the highest rates at $5,132 a year or more.

Annual premium for full coverage: $1,448

Price estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Buick Lacrosse Trim Level

Geographic Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance rates.

These price ranges illustrate why all drivers should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Buick Lacrosse CXS are also quite variable based on the actual cash value of your Lacrosse, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $5,100 a year. View Rates by Age

The state you live in has a huge impact on Buick Lacrosse CXS insurance prices. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $670 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out your exact price is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

View Chart as Image

The chart estimates Buick Lacrosse CXS insurance prices for different risks and coverage choices. The cheapest discount price is $821. Drivers who use higher $1,000 deductibles will pay $1,222. The average price for a driver age 40 with no violations using $500 deductibles is $1,448. Using lower $100 deductibles for physical damage coverage could cost up to $1,890. Drivers with multiple violations and accidents could be charged at least $3,114. The policy rate for full coverage insurance for a 16-year-old driver can be as high as $5,132.

View Chart as Image