Buick Lacrosse CXL AWD Insurance Rates

The average insurance prices for a Buick Lacrosse CXL AWD are $1,404 every 12 months for full coverage insurance. Comprehensive insurance costs around $354, collision insurance costs $604, and liability insurance costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs $3,016 or more. Teenage drivers cost the most to insure at up to $4,988 a year.

Annual premium for full coverage: $1,404

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Buick Lacrosse Trim Level

These price differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Buick Lacrosse CXL AWD also range considerably based on liability limits and deductibles, your risk profile, and the actual cash value of your Lacrosse.

Using high physical damage deductibles could cut rates by as much as $640 each year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $279 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Buick Lacrosse CXL AWD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to figure out your exact price is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and quoted rates will be varied.

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The chart estimates Buick Lacrosse CXL AWD insurance rates for various coverage choices and risks. The lowest rate with discounts is $799. Drivers who use higher $1,000 deductibles will pay $1,186. The average rate for a driver age 40 with no violations using $500 deductibles is $1,404. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,824. Drivers with multiple violations and accidents could be charged around $3,016. The price for full coverage for a 16-year-old driver can be as high as $4,988.

View Chart as Image