BMW X6 ActiveHybrid AWD Insurance Rates

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U.S. average auto insurance rates for a BMW X6 ActiveHybrid AWD are $1,968 annually including full coverage. Comprehensive insurance costs around $494, collision insurance costs $952, and liability insurance costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $4,264 or more. Teenage drivers pay the highest rates at up to $6,928 a year.

Annual premium for full coverage: $1,968

Price estimates for type of coverage:

Comprehensive $494
Collision $952
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this BMW X6 Trim Level

For the normal driver, BMW X6 ActiveHybrid AWD insurance prices range from as cheap as $430 for the bare minimum liability coverage to the much higher price of $4,264 for a driver who requires high-risk insurance.

Liability Only $430
Full Coverage $1,968
High Risk $4,264

These price ranges highlight why everyone should compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a BMW X6 ActiveHybrid AWD are also quite variable based on the actual cash value of your X6, your driving characteristics, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,800 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $6,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $2,300 to $3,100 in extra premium each year, depending on your age. BMW X6 ActiveHybrid AWD insurance for high-risk drivers can cost anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $970 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in BMW X6 ActiveHybrid AWD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and quoted rates may be quite different between companies.

View Chart as Image

BMW X6 ActiveHybrid AWD insurance cost comparison chart
Column chart showing BMW X6 ActiveHybrid AWD insurance prices range from $1,092 to $6,928 for full coverage

The chart above shows average BMW X6 ActiveHybrid AWD insurance prices for various situations. The lowest price with discounts is $1,092. Drivers who use higher $1,000 deductibles will pay about $1,640. The average price for a driver age 40 with no violations using $500 deductibles is $1,968. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,606. Drivers with multiple violations and accidents could be charged at least $4,264. The rate for full coverage for a 16-year-old driver is $6,928.

BMW X6 ActiveHybrid AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,778 -$190 -9.7%
Alaska $1,508 -$460 -23.4%
Arizona $1,634 -$334 -17.0%
Arkansas $1,968 -$0 0.0%
California $2,240 $272 13.8%
Colorado $1,880 -$88 -4.5%
Connecticut $2,022 $54 2.7%
Delaware $2,226 $258 13.1%
Florida $2,458 $490 24.9%
Georgia $1,816 -$152 -7.7%
Hawaii $1,414 -$554 -28.2%
Idaho $1,330 -$638 -32.4%
Illinois $1,464 -$504 -25.6%
Indiana $1,482 -$486 -24.7%
Iowa $1,328 -$640 -32.5%
Kansas $1,870 -$98 -5.0%
Kentucky $2,684 $716 36.4%
Louisiana $2,910 $942 47.9%
Maine $1,212 -$756 -38.4%
Maryland $1,622 -$346 -17.6%
Massachusetts $1,572 -$396 -20.1%
Michigan $3,418 $1,450 73.7%
Minnesota $1,646 -$322 -16.4%
Mississippi $2,358 $390 19.8%
Missouri $1,744 -$224 -11.4%
Montana $2,112 $144 7.3%
Nebraska $1,550 -$418 -21.2%
Nevada $2,358 $390 19.8%
New Hampshire $1,418 -$550 -27.9%
New Jersey $2,198 $230 11.7%
New Mexico $1,742 -$226 -11.5%
New York $2,072 $104 5.3%
North Carolina $1,134 -$834 -42.4%
North Dakota $1,610 -$358 -18.2%
Ohio $1,356 -$612 -31.1%
Oklahoma $2,020 $52 2.6%
Oregon $1,802 -$166 -8.4%
Pennsylvania $1,876 -$92 -4.7%
Rhode Island $2,622 $654 33.2%
South Carolina $1,782 -$186 -9.5%
South Dakota $1,658 -$310 -15.8%
Tennessee $1,722 -$246 -12.5%
Texas $2,370 $402 20.4%
Utah $1,458 -$510 -25.9%
Vermont $1,346 -$622 -31.6%
Virginia $1,178 -$790 -40.1%
Washington $1,518 -$450 -22.9%
West Virginia $1,802 -$166 -8.4%
Wisconsin $1,362 -$606 -30.8%
Wyoming $1,752 -$216 -11.0%

View Chart as Image

BMW X6 ActiveHybrid AWD insurance rates by U.S. city

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Rates by Driver Age

BMW X6 ActiveHybrid AWD Insurance Rates by Driver Age
Driver Age Premium
16 $6,928
20 $4,544
30 $2,082
40 $1,968
50 $1,786
60 $1,756

Full coverage, $500 deductibles

Rates by Deductible

BMW X6 ActiveHybrid AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,606
$250 $2,308
$500 $1,968
$1,000 $1,640

Full coverage, driver age 40

Rates by Liability Limit

BMW X6 ActiveHybrid AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,968
50/100 $2,041
100/300 $2,132
250/500 $2,368
100 CSL $2,077
300 CSL $2,277
500 CSL $2,423

Full coverage, driver age 40

Rates for High Risk Drivers

BMW X6 ActiveHybrid AWD Insurance Rates for High Risk Drivers
Age Premium
16 $9,982
20 $7,230
30 $4,396
40 $4,264
50 $4,066
60 $4,030

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $280

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $109
Multi-vehicle $101
Homeowner $25
5-yr Accident Free $160
5-yr Claim Free $130
Paid in Full/EFT $102
Advance Quote $104
Online Quote $145
Total Discounts $876
Rate after discounts $1,092

Discounts are estimated and may not be available from every company or in every state.

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