Audi S4 Quattro 4-Dr Sedan Insurance Rates

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Average insurance rates for an Audi S4 Quattro 4-Dr Sedan are $1,604 a year for full coverage insurance. Comprehensive insurance costs around $396, collision insurance costs $762, and liability costs $310. Buying just liability costs as little as $370 a year, and insurance for high-risk drivers costs $3,472 or more. Teen drivers receive the highest rates at up to $5,668 a year.

Annual premium for full coverage: $1,604

Rate estimates for type of coverage:

Comprehensive $396
Collision $762
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi S4 Trim Level

For the average 40-year-old driver, prices range from as low as $370 for a discount liability-only rate to the much higher price of $3,472 for coverage for higher-risk drivers.

Liability Only $370
Full Coverage $1,604
High Risk $3,472

These differences illustrate why everyone should compare rates for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for an Audi S4 Quattro 4-Dr Sedan can also vary considerably based on your driver profile, the model year, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,500 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $5,600 a year. View Rates by Age

Where you live makes a big difference in Audi S4 Quattro 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $780 every year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,900 to $2,500 in extra premium per year, depending on your age. Audi S4 Quattro 4-Dr Sedan insurance for high-risk drivers can cost as much as 44% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

View Chart as Image

Audi S4 Quattro 4-Dr Sedan insurance cost comparison chart
Column chart showing Audi S4 Quattro 4-Dr Sedan insurance prices range from $894 to $5,668 for full coverage

The chart estimates Audi S4 Quattro 4-Dr Sedan insurance rates for various risk profiles and scenarios. The best rate after discounts is $894. Drivers who choose higher $1,000 deductibles will pay around $1,342. The average rate for a driver age 40 with no violations using $500 deductibles is $1,604. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $2,114. High risk drivers could be charged as much as $3,472. The rate for full coverage for a 16-year-old driver is $5,668.

Audi S4 Quattro 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,448 -$156 -9.7%
Alaska $1,228 -$376 -23.4%
Arizona $1,328 -$276 -17.2%
Arkansas $1,604 -$0 0.0%
California $1,826 $222 13.8%
Colorado $1,530 -$74 -4.6%
Connecticut $1,644 $40 2.5%
Delaware $1,812 $208 13.0%
Florida $2,002 $398 24.8%
Georgia $1,482 -$122 -7.6%
Hawaii $1,150 -$454 -28.3%
Idaho $1,086 -$518 -32.3%
Illinois $1,194 -$410 -25.6%
Indiana $1,206 -$398 -24.8%
Iowa $1,080 -$524 -32.7%
Kansas $1,522 -$82 -5.1%
Kentucky $2,184 $580 36.2%
Louisiana $2,372 $768 47.9%
Maine $988 -$616 -38.4%
Maryland $1,320 -$284 -17.7%
Massachusetts $1,276 -$328 -20.4%
Michigan $2,780 $1,176 73.3%
Minnesota $1,342 -$262 -16.3%
Mississippi $1,918 $314 19.6%
Missouri $1,422 -$182 -11.3%
Montana $1,720 $116 7.2%
Nebraska $1,262 -$342 -21.3%
Nevada $1,920 $316 19.7%
New Hampshire $1,154 -$450 -28.1%
New Jersey $1,790 $186 11.6%
New Mexico $1,416 -$188 -11.7%
New York $1,686 $82 5.1%
North Carolina $922 -$682 -42.5%
North Dakota $1,312 -$292 -18.2%
Ohio $1,106 -$498 -31.0%
Oklahoma $1,644 $40 2.5%
Oregon $1,468 -$136 -8.5%
Pennsylvania $1,526 -$78 -4.9%
Rhode Island $2,136 $532 33.2%
South Carolina $1,452 -$152 -9.5%
South Dakota $1,350 -$254 -15.8%
Tennessee $1,400 -$204 -12.7%
Texas $1,932 $328 20.4%
Utah $1,186 -$418 -26.1%
Vermont $1,094 -$510 -31.8%
Virginia $960 -$644 -40.1%
Washington $1,236 -$368 -22.9%
West Virginia $1,470 -$134 -8.4%
Wisconsin $1,106 -$498 -31.0%
Wyoming $1,426 -$178 -11.1%

View Chart as Image

Audi S4 Quattro 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Audi S4 Quattro 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,668
20 $3,702
30 $1,696
40 $1,604
50 $1,460
60 $1,434

Full coverage, $500 deductibles

Rates by Deductible

Audi S4 Quattro 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,114
$250 $1,878
$500 $1,604
$1,000 $1,342

Full coverage, driver age 40

Rates by Liability Limit

Audi S4 Quattro 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,604
50/100 $1,666
100/300 $1,744
250/500 $1,945
100 CSL $1,697
300 CSL $1,868
500 CSL $1,992

Full coverage, driver age 40

Rates for High Risk Drivers

Audi S4 Quattro 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $8,160
20 $5,884
30 $3,576
40 $3,472
50 $3,308
60 $3,278

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $228

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $82
Homeowner $21
5-yr Accident Free $130
5-yr Claim Free $106
Paid in Full/EFT $82
Advance Quote $84
Online Quote $117
Total Discounts $710
Rate after discounts $894

Discounts are estimated and may not be available from every company or in every state.

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