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Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance Rates

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Average auto insurance rates for an Audi A4 2.0T Quattro Prestige 4-Dr Sedan are $1,648 annually for full coverage. Comprehensive insurance costs around $396, collision costs $730, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $3,562 or more. Teenage drivers receive the highest rates at $5,916 a year or more.

Annual premium for full coverage: $1,648

Rate estimates for type of coverage:

Comprehensive $396
Collision $730
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

For the average driver, prices go from as cheap as $430 for just liability insurance to the much higher price of $3,562 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,648
High Risk $3,562

These differences show why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance

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Insurance rates for an Audi A4 2.0T Quattro Prestige 4-Dr Sedan can also vary considerably based on the model year of your A4, your driver profile, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,500 a year for full coverage. Prices are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,900 to $2,600 extra per year, depending on your age. Audi A4 2.0T Quattro Prestige 4-Dr Sedan insurance for high-risk drivers can be from 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $750 annually, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi A4 2.0T Quattro Prestige 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the only way to know your exact price is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the rates can be significantly different between companies.

Chart shows Audi A4 2.0T Quattro Prestige 4-Dr Sedan insurance prices for different situations. The cheapest discount price is $932. Drivers who use higher $1,000 deductibles will pay about $1,394. The average price for a driver age 40 with no violations using $500 deductibles is $1,648. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $2,144. Drivers with multiple violations and accidents could be charged as much as $3,562. The rate for full coverage for a 16-year-old driver can be as high as $5,916.

Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,490 -$158 -9.6%
Alaska $1,264 -$384 -23.3%
Arizona $1,368 -$280 -17.0%
Arkansas $1,648 -$0 0.0%
California $1,878 $230 14.0%
Colorado $1,574 -$74 -4.5%
Connecticut $1,694 $46 2.8%
Delaware $1,866 $218 13.2%
Florida $2,062 $414 25.1%
Georgia $1,522 -$126 -7.6%
Hawaii $1,184 -$464 -28.2%
Idaho $1,114 -$534 -32.4%
Illinois $1,228 -$420 -25.5%
Indiana $1,240 -$408 -24.8%
Iowa $1,112 -$536 -32.5%
Kansas $1,566 -$82 -5.0%
Kentucky $2,248 $600 36.4%
Louisiana $2,438 $790 47.9%
Maine $1,016 -$632 -38.3%
Maryland $1,358 -$290 -17.6%
Massachusetts $1,318 -$330 -20.0%
Michigan $2,864 $1,216 73.8%
Minnesota $1,378 -$270 -16.4%
Mississippi $1,974 $326 19.8%
Missouri $1,462 -$186 -11.3%
Montana $1,770 $122 7.4%
Nebraska $1,298 -$350 -21.2%
Nevada $1,976 $328 19.9%
New Hampshire $1,188 -$460 -27.9%
New Jersey $1,842 $194 11.8%
New Mexico $1,458 -$190 -11.5%
New York $1,734 $86 5.2%
North Carolina $950 -$698 -42.4%
North Dakota $1,350 -$298 -18.1%
Ohio $1,138 -$510 -30.9%
Oklahoma $1,692 $44 2.7%
Oregon $1,508 -$140 -8.5%
Pennsylvania $1,572 -$76 -4.6%
Rhode Island $2,198 $550 33.4%
South Carolina $1,492 -$156 -9.5%
South Dakota $1,390 -$258 -15.7%
Tennessee $1,442 -$206 -12.5%
Texas $1,986 $338 20.5%
Utah $1,222 -$426 -25.8%
Vermont $1,126 -$522 -31.7%
Virginia $988 -$660 -40.0%
Washington $1,274 -$374 -22.7%
West Virginia $1,512 -$136 -8.3%
Wisconsin $1,142 -$506 -30.7%
Wyoming $1,468 -$180 -10.9%

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Rates by Driver Age

Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,916
20 $3,798
30 $1,736
40 $1,648
50 $1,500
60 $1,472

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,144
$250 $1,914
$500 $1,648
$1,000 $1,394

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,648
50/100 $1,721
100/300 $1,812
250/500 $2,048
100 CSL $1,757
300 CSL $1,957
500 CSL $2,103

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 2.0T Quattro Prestige 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $8,488
20 $6,036
30 $3,660
40 $3,562
50 $3,396
60 $3,364

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $84
Homeowner $22
5-yr Accident Free $129
5-yr Claim Free $107
Paid in Full/EFT $81
Advance Quote $85
Online Quote $119
Total Discounts $716
Rate after discounts $932

Discounts are estimated and may not be available from every company or in every state.

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