Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan Insurance Rates

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Average auto insurance rates for an Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan are $1,556 annually with full coverage. Comprehensive insurance costs on average $368 a year, collision costs $666, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing $3,360 or more. Teen drivers receive the highest rates at $5,628 a year or more.

Annual premium for full coverage: $1,556

Rate estimates by individual coverage type:

Comprehensive $368
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Audi A4 Trim Level

For the average driver, prices go from as cheap as $430 for basic liability insurance to a high of $3,360 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,556
High Risk $3,360

These differences demonstrate why it is important for drivers to compare rates based on a specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan Insurance Rates

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Car insurance rates for an Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan can also vary considerably based on the model year of your A4, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged upwards of $5,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,800 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can cost around 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $690 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan insurance cost comparison chart
Column chart showing Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan insurance prices range from $886 to $5,628 for full coverage

The chart above shows Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan insurance prices for different situations. The cheapest price with discounts is $886. Drivers who choose higher $1,000 deductibles will pay about $1,322. The average price for a 40-year-old male driver using $500 deductibles is $1,556. Choosing low $100 deductibles for comp and collision coverage can cost as much as $2,012. High risk drivers could be charged as much as $3,360. The cost for full coverage for a teen driver is $5,628.

Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,406 -$150 -9.6%
Alaska $1,192 -$364 -23.4%
Arizona $1,294 -$262 -16.8%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,762 $206 13.2%
Florida $1,946 $390 25.1%
Georgia $1,438 -$118 -7.6%
Hawaii $1,118 -$438 -28.1%
Idaho $1,054 -$502 -32.3%
Illinois $1,158 -$398 -25.6%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,480 -$76 -4.9%
Kentucky $2,124 $568 36.5%
Louisiana $2,304 $748 48.1%
Maine $962 -$594 -38.2%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,706 $1,150 73.9%
Minnesota $1,302 -$254 -16.3%
Mississippi $1,866 $310 19.9%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,228 -$328 -21.1%
Nevada $1,868 $312 20.1%
New Hampshire $1,122 -$434 -27.9%
New Jersey $1,740 $184 11.8%
New Mexico $1,378 -$178 -11.4%
New York $1,640 $84 5.4%
North Carolina $898 -$658 -42.3%
North Dakota $1,276 -$280 -18.0%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,600 $44 2.8%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,486 -$70 -4.5%
Rhode Island $2,076 $520 33.4%
South Carolina $1,412 -$144 -9.3%
South Dakota $1,312 -$244 -15.7%
Tennessee $1,364 -$192 -12.3%
Texas $1,876 $320 20.6%
Utah $1,154 -$402 -25.8%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,202 -$354 -22.8%
West Virginia $1,428 -$128 -8.2%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,388 -$168 -10.8%

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Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,628
20 $3,584
30 $1,634
40 $1,556
50 $1,418
60 $1,392

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,012
$250 $1,802
$500 $1,556
$1,000 $1,322

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,629
100/300 $1,720
250/500 $1,956
100 CSL $1,665
300 CSL $1,865
500 CSL $2,011

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 2.0T Quattro Premium Plus Turbo 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $8,060
20 $5,696
30 $3,450
40 $3,360
50 $3,204
60 $3,174

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $119
5-yr Claim Free $101
Paid in Full/EFT $75
Advance Quote $79
Online Quote $112
Total Discounts $670
Rate after discounts $886

Discounts are estimated and may not be available from every company or in every state.

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