Acura MDX with Tech Package 4WD Insurance Rates

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Estimated auto insurance rates for an Acura MDX with Tech Package 4WD are $1,476 annually for full coverage. Comprehensive insurance costs an estimated $382, collision costs $572, and liability coverage costs around $364. A liability-only policy costs as low as $430 a year, with high-risk insurance costing $3,150 or more. Teen drivers pay the most at $5,280 a year or more.

Annual premium for full coverage: $1,476

Premium estimates broken down by type of coverage:

Comprehensive $382
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Acura MDX Trim Level

For the average driver, insurance rates for an Acura MDX with Tech Package 4WD go from as cheap as $430 for liability-only coverage to the much higher price of $3,150 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,476
High Risk $3,150

These rate differences show why everyone should compare prices for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

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Auto insurance rates for an Acura MDX with Tech Package 4WD also have a wide range based on the replacement cost of your MDX, your driver profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,700 to $2,300 in extra premium annually, depending on your age. Acura MDX with Tech Package 4WD insurance for high-risk drivers can be around 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $640 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Acura MDX with Tech Package 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be substantially different between companies.

View Chart as Image

Acura MDX with Tech Package 4WD insurance cost comparison chart
Column chart showing Acura MDX with Tech Package 4WD insurance prices range from $857 to $5,280 for full coverage

Chart shows Acura MDX with Tech Package 4WD insurance prices for different situations. The cheapest price with discounts is $857. Drivers who choose higher $1,000 deductibles will pay about $1,258. The average price for a driver around age 40 using $500 deductibles is $1,476. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,892. High risk drivers could be charged up to $3,150. The rate for full coverage for a teenage driver can be as high as $5,280.

Acura MDX with Tech Package 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,334 -$142 -9.6%
Alaska $1,130 -$346 -23.4%
Arizona $1,226 -$250 -16.9%
Arkansas $1,476 -$0 0.0%
California $1,682 $206 14.0%
Colorado $1,410 -$66 -4.5%
Connecticut $1,518 $42 2.8%
Delaware $1,670 $194 13.1%
Florida $1,846 $370 25.1%
Georgia $1,364 -$112 -7.6%
Hawaii $1,060 -$416 -28.2%
Idaho $998 -$478 -32.4%
Illinois $1,098 -$378 -25.6%
Indiana $1,110 -$366 -24.8%
Iowa $996 -$480 -32.5%
Kansas $1,402 -$74 -5.0%
Kentucky $2,014 $538 36.4%
Louisiana $2,184 $708 48.0%
Maine $910 -$566 -38.3%
Maryland $1,218 -$258 -17.5%
Massachusetts $1,180 -$296 -20.1%
Michigan $2,564 $1,088 73.7%
Minnesota $1,234 -$242 -16.4%
Mississippi $1,768 $292 19.8%
Missouri $1,310 -$166 -11.2%
Montana $1,584 $108 7.3%
Nebraska $1,164 -$312 -21.1%
Nevada $1,770 $294 19.9%
New Hampshire $1,064 -$412 -27.9%
New Jersey $1,650 $174 11.8%
New Mexico $1,306 -$170 -11.5%
New York $1,554 $78 5.3%
North Carolina $850 -$626 -42.4%
North Dakota $1,208 -$268 -18.2%
Ohio $1,018 -$458 -31.0%
Oklahoma $1,516 $40 2.7%
Oregon $1,352 -$124 -8.4%
Pennsylvania $1,408 -$68 -4.6%
Rhode Island $1,968 $492 33.3%
South Carolina $1,338 -$138 -9.3%
South Dakota $1,244 -$232 -15.7%
Tennessee $1,292 -$184 -12.5%
Texas $1,778 $302 20.5%
Utah $1,092 -$384 -26.0%
Vermont $1,010 -$466 -31.6%
Virginia $884 -$592 -40.1%
Washington $1,142 -$334 -22.6%
West Virginia $1,352 -$124 -8.4%
Wisconsin $1,022 -$454 -30.8%
Wyoming $1,314 -$162 -11.0%

View Chart as Image

Acura MDX with Tech Package 4WD insurance rates by U.S. city

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Rates by Driver Age

Acura MDX with Tech Package 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,280
20 $3,340
30 $1,548
40 $1,476
50 $1,342
60 $1,314

Full coverage, $500 deductibles

Rates by Deductible

Acura MDX with Tech Package 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,892
$250 $1,700
$500 $1,476
$1,000 $1,258

Full coverage, driver age 40

Rates by Liability Limit

Acura MDX with Tech Package 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,476
50/100 $1,549
100/300 $1,640
250/500 $1,876
100 CSL $1,585
300 CSL $1,785
500 CSL $1,931

Full coverage, driver age 40

Rates for High Risk Drivers

Acura MDX with Tech Package 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,542
20 $5,298
30 $3,230
40 $3,150
50 $3,000
60 $2,970

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $108
5-yr Claim Free $94
Paid in Full/EFT $68
Advance Quote $72
Online Quote $105
Total Discounts $619
Rate after discounts $857

Discounts are estimated and may not be available from every company or in every state.

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