Porsche Boxster Insurance Rates

U.S. average insurance rates for a Porsche Boxster are $878 a year for full coverage insurance. Comprehensive costs around $160 a year, collision costs $206, and liability insurance costs around $376. A policy with just liability insurance costs as low as $426 a year, with coverage for high-risk drivers costing around $1,878. Teen drivers pay the highest rates at $3,464 a year or more.

Average premium for full coverage: $878

Price estimates for individual coverage:

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Estimates are averaged for all 50 states and Boxster trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates the effect of location on auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below illustrates estimated Porsche Boxster insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $533
• Using higher $1,000 deductibles will save about $794 each year
• The average rate for the average middle-age driver using $500 deductibles is $878
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,038
• Drivers with multiple violations and an at-fault accident could pay at least $1,878 or more
• The price for full coverage for a teen driver can be $3,464 or more

View Chart as Image

Insurance prices for a Porsche Boxster are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $800 a year for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $3,400 a year. View Rates by Age

The state you live in has a huge impact on Porsche Boxster insurance rates. A driver around age 40 might see prices as low as $570 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,190 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $250 each year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,000 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 127% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 1997 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Porsche Boxster Insurance

Getting lower rates on Porsche Boxster insurance requires being a safe driver, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to shop around at least every two years by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Here is a summary of the information that was covered in this article.

• Increasing physical damage deductibles can save around $250 each year
• It is possible to save up to $100 per year simply by quoting early and online
• Drivers who may need more liability insurance will pay about $410 annually to increase from a low limit to 250/500 limits
• Young drivers pay higher prices, as much as $289 a month for full coverage
• High-risk drivers that have multiple accidents or serious violations may pay on average $1,000 more every year for insurance