Nissan Rogue Insurance Rates
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UPDATED: Jun 6, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
U.S. average insurance prices for a Nissan Rogue are $1,364 every 12 months with full coverage. Comprehensive insurance costs approximately $226 a year, collision costs $458, and liability insurance costs around $500. Buying just liability costs as low as $560 a year, with insurance for high-risk drivers costing $2,968 or more. Teens pay the highest rates at $5,340 a year or more.
Average premium for full coverage: $1,364
Price estimates by individual coverage:
Rates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and Rogue trim levels.
Price Range from Low to High
For a middle-aged driver, Nissan Rogue insurance prices go from the cheapest price of $560 for just liability insurance to a high of $2,968 for a high risk driver.
Geographic Price Range
Where you live has a significant impact on the price of insurance. Rural locations have more infrequent collision claims than cities with more traffic congestion.
The diagram below illustrates the effect of location on auto insurance prices.
The ranges above demonstrate why it is important to compare prices using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Nissan Rogue insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $794
- Using higher $1,000 deductibles will save $1,208 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $1,364
- Selecting low $100 deductibles for physical damage coverage costs an extra $304 a year
- Drivers with serious driving violations could pay around $2,968 or more
- The price to insure a teen driver can cost $5,340 or more
Insurance prices for a Nissan Rogue are also quite variable based on deductibles and policy limits, your driving record, and the model of your Rogue.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $460 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $450 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates
The state you live in has a huge impact on Nissan Rogue insurance rates. A driver around age 40 might see prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,840 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$132 | -9.7% |
| Alaska | $1,046 | -$318 | -23.3% |
| Arizona | $1,132 | -$232 | -17.0% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,554 | $190 | 13.9% |
| Colorado | $1,300 | -$64 | -4.7% |
| Connecticut | $1,400 | $36 | 2.6% |
| Delaware | $1,544 | $180 | 13.2% |
| Florida | $1,704 | $340 | 24.9% |
| Georgia | $1,258 | -$106 | -7.8% |
| Hawaii | $976 | -$388 | -28.4% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,012 | -$352 | -25.8% |
| Indiana | $1,026 | -$338 | -24.8% |
| Iowa | $918 | -$446 | -32.7% |
| Kansas | $1,292 | -$72 | -5.3% |
| Kentucky | $1,858 | $494 | 36.2% |
| Louisiana | $2,018 | $654 | 47.9% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,124 | -$240 | -17.6% |
| Massachusetts | $1,088 | -$276 | -20.2% |
| Michigan | $2,364 | $1,000 | 73.3% |
| Minnesota | $1,140 | -$224 | -16.4% |
| Mississippi | $1,632 | $268 | 19.6% |
| Missouri | $1,208 | -$156 | -11.4% |
| Montana | $1,466 | $102 | 7.5% |
| Nebraska | $1,074 | -$290 | -21.3% |
| Nevada | $1,636 | $272 | 19.9% |
| New Hampshire | $982 | -$382 | -28.0% |
| New Jersey | $1,524 | $160 | 11.7% |
| New Mexico | $1,206 | -$158 | -11.6% |
| New York | $1,436 | $72 | 5.3% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,118 | -$246 | -18.0% |
| Ohio | $940 | -$424 | -31.1% |
| Oklahoma | $1,398 | $34 | 2.5% |
| Oregon | $1,250 | -$114 | -8.4% |
| Pennsylvania | $1,298 | -$66 | -4.8% |
| Rhode Island | $1,818 | $454 | 33.3% |
| South Carolina | $1,234 | -$130 | -9.5% |
| South Dakota | $1,150 | -$214 | -15.7% |
| Tennessee | $1,192 | -$172 | -12.6% |
| Texas | $1,642 | $278 | 20.4% |
| Utah | $1,008 | -$356 | -26.1% |
| Vermont | $932 | -$432 | -31.7% |
| Virginia | $816 | -$548 | -40.2% |
| Washington | $1,052 | -$312 | -22.9% |
| West Virginia | $1,250 | -$114 | -8.4% |
| Wisconsin | $942 | -$422 | -30.9% |
| Wyoming | $1,216 | -$148 | -10.9% |
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Each insurance company calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,364 | $114 |
| Nissan Rogue S AWD | $1,364 | $114 |
| Nissan Rogue SL 2WD | $1,364 | $114 |
| Nissan Rogue SL AWD | $1,402 | $117 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2018 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2017 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2016 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2015 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2013 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2012 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2011 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2010 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2009 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2008 Nissan Rogue | $134 | $182 | $530 | $1,026 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Nissan Rogue Insurance
Getting lower rates on Nissan Rogue insurance requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to shop around at least every two years by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a summary of the information that was covered in this article.
- Increasing physical damage deductibles could save as much as $450 each year
- You may be able to save around $160 per year simply by quoting early and online
- Drivers who purchase increased liability limits will pay approximately $550 every year to increase from a low limit to a 250/500 level
- Drivers under the age of 20 are the costliest to insure, costing up to $445 a month if full coverage is included
- High-risk drivers that have multiple accidents or serious violations could be forced to pay on average $1,600 more per year to insure a Nissan Rogue
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,340 |
| 20 | $3,178 |
| 30 | $1,406 |
| 40 | $1,364 |
| 50 | $1,250 |
| 60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,668 |
| $250 | $1,526 |
| $500 | $1,364 |
| $1,000 | $1,208 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,502 |
| 100/300 | $1,627 |
| 250/500 | $1,952 |
| 100 CSL | $1,552 |
| 300 CSL | $1,827 |
| 500 CSL | $2,027 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,582 |
| 20 | $5,070 |
| 30 | $3,016 |
| 40 | $2,968 |
| 50 | $2,838 |
| 60 | $2,816 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $96 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $58 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $570 |
Discounts are estimated and may not be available from every company or in every state.
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