GMC Yukon Insurance Rates

Estimated auto insurance rates for a GMC Yukon are $1,500 annually with full coverage. Comprehensive costs approximately $376 a year, collision costs $594, and liability insurance is $372. A liability-only policy costs around $438 a year, with high-risk insurance costing around $3,218. Teenage drivers pay the most at $5,400 a year or more.

Average premium for full coverage: $1,500

Premium estimates by type of coverage:

Estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have fewer collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $865
• Raising to $1,000 deductibles will save $1,280 annually
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,500
• Using low $100 deductibles will cost $1,926
• Higher-risk drivers who are prone to accidents and violations could pay around $3,218 or more
• An auto insurance policy with full coverage for a teen driver can cost $5,400

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on the model of your Yukon, your driving record, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,400 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $650 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $378 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $1,080 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,030 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Yukon Insurance

Finding better rates on GMC Yukon insurance consists of being a safe and courteous driver, having above-average credit, being claim-free, and not having any coverage lapses. Invest time comparing rates every other policy renewal by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

Below is a review of the ideas that were covered in the charts and tables above.

• Teenage drivers have the highest car insurance prices, possibly costing $450 per month if full coverage is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,720 more per year for auto insurance
• Increasing policy deductibles could save up to $650 each year
• You may be able to save around $180 per year simply by quoting early and online