Ford Ecosport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.

Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.

Average auto insurance rates for a Ford Ecosport are $1,274 annually with full coverage. Comprehensive insurance costs approximately $240, collision insurance costs $446, and liability costs $430. Liability-only coverage costs as little as $486 a year, and high-risk coverage costs $2,762 or more. Teenage drivers receive the highest rates at up to $4,886 a year.

Average premium for full coverage: $1,274

Rate estimates by individual coverage type:

Comprehensive $240
Collision $446
Liability $430

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and for all Ecosport models.

Price Range by Coverage and Risk

For an average driver, prices range range from as cheap as $486 for just liability coverage to the much higher price of $2,762 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,274
High Risk $2,762

Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations tend to have fewer collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $956
Small Cities $1,338
Large Cities $1,720

These examples demonstrate why everyone should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Ford Ecosport insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $739
  • Drivers who choose higher $1,000 deductibles will pay $156 annually
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,274
  • Using pricier low deductibles for comprehensive and collision insurance costs an additional $302 every year
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,762
  • The cost with full coverage for a teen driver for full coverage can cost $4,886 a year

View Chart as Image

Ford Ecosport insurance cost comparison chart
Column chart showing Ford Ecosport insurance prices range from $739 to $4,886 for full coverage

Car insurance rates for a Ford Ecosport can also vary considerably based on the trim level of your Ecosport, your driving record, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 extra per year, depending on your age. Ford Ecosport insurance for high-risk drivers can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $460 every year, whereas buying more liability protection will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Ford Ecosport insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,720 on average in New York, Michigan, and Florida.

Ford Ecosport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,152 -$122 -9.6%
Alaska $978 -$296 -23.2%
Arizona $1,056 -$218 -17.1%
Arkansas $1,274 -$0 0.0%
California $1,450 $176 13.8%
Colorado $1,216 -$58 -4.6%
Connecticut $1,310 $36 2.8%
Delaware $1,440 $166 13.0%
Florida $1,592 $318 25.0%
Georgia $1,174 -$100 -7.8%
Hawaii $914 -$360 -28.3%
Idaho $860 -$414 -32.5%
Illinois $948 -$326 -25.6%
Indiana $958 -$316 -24.8%
Iowa $860 -$414 -32.5%
Kansas $1,212 -$62 -4.9%
Kentucky $1,736 $462 36.3%
Louisiana $1,884 $610 47.9%
Maine $786 -$488 -38.3%
Maryland $1,050 -$224 -17.6%
Massachusetts $1,020 -$254 -19.9%
Michigan $2,212 $938 73.6%
Minnesota $1,066 -$208 -16.3%
Mississippi $1,524 $250 19.6%
Missouri $1,130 -$144 -11.3%
Montana $1,370 $96 7.5%
Nebraska $1,004 -$270 -21.2%
Nevada $1,526 $252 19.8%
New Hampshire $918 -$356 -27.9%
New Jersey $1,424 $150 11.8%
New Mexico $1,128 -$146 -11.5%
New York $1,342 $68 5.3%
North Carolina $734 -$540 -42.4%
North Dakota $1,044 -$230 -18.1%
Ohio $880 -$394 -30.9%
Oklahoma $1,308 $34 2.7%
Oregon $1,166 -$108 -8.5%
Pennsylvania $1,216 -$58 -4.6%
Rhode Island $1,698 $424 33.3%
South Carolina $1,152 -$122 -9.6%
South Dakota $1,074 -$200 -15.7%
Tennessee $1,116 -$158 -12.4%
Texas $1,536 $262 20.6%
Utah $942 -$332 -26.1%
Vermont $872 -$402 -31.6%
Virginia $764 -$510 -40.0%
Washington $984 -$290 -22.8%
West Virginia $1,168 -$106 -8.3%
Wisconsin $882 -$392 -30.8%
Wyoming $1,134 -$140 -11.0%

View Chart as Image

Ford Ecosport insurance rates by U.S. city
Ford Ecosport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Ford Ecosport $240 $446 $430 $1,274
2019 Ford Ecosport $226 $430 $442 $1,256
2018 Ford Ecosport $218 $400 $452 $1,228

Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Ford Ecosport Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Take the time to compare rates at every policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a brief recap of the data covered in the above illustrations.

  • Policyholders who purchase higher levels of liability will pay an extra $470 every year to go from a minimum limit to higher 250/500 limits
  • You may be able to save around $150 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $450 each year
  • Teenage drivers pay the highest auto insurance rates, with premiums as much as $407 per month if comprehensive and collision insurance is included

Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.

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What are the safety ratings of the Ford Ecosport?

Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.

The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.

Ford EcoSport Compared Against Other Vehicles in the Same Class

The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.

Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.

Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.

References

  1. https://www.iihs.org/ratings/vehicle/ford/ecosport-4-door-suv/2018

Rates by Driver Age

Ford Ecosport Insurance Rates by Driver Age
Driver Age Premium
16 $4,886
20 $2,952
30 $1,318
40 $1,274
50 $1,166
60 $1,142

Full coverage, $500 deductibles

Rates by Deductible

Ford Ecosport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,436
$500 $1,274
$1,000 $1,118

Full coverage, driver age 40

Rates by Liability Limit

Ford Ecosport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,274
50/100 $1,360
100/300 $1,468
250/500 $1,747
100 CSL $1,403
300 CSL $1,640
500 CSL $1,812

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Ecosport Insurance Rates for High Risk Drivers
Age Premium
16 $6,948
20 $4,702
30 $2,812
40 $2,762
50 $2,640
60 $2,616

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $91
5-yr Claim Free $82
Paid in Full/EFT $56
Advance Quote $62
Online Quote $89
Total Discounts $535
Rate after discounts $739

Discounts are estimated and may not be available from every company or in every state.

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