Volvo S80 3.2 Insurance Rates

The average insurance rates for a Volvo S80 3.2 are $1,588 a year for full coverage insurance. Comprehensive insurance costs around $368, collision costs $698, and liability costs $364. A liability-only policy costs as little as $430 a year, with high-risk insurance costing $3,438 or more. Teen drivers cost the most to insure at $5,752 a year or more.

Annual premium for full coverage: $1,588

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo S80 Trim Level

These price differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Volvo S80 3.2 also range considerably based on your risk profile, the model year, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $5,700 a year. View Rates by Age

Your home state makes a big difference in Volvo S80 3.2 insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $720 annually, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,900 to $2,500 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 134% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to compare rates from multiple companies. Every company uses a different rate calculation, so rate quotes will be varied from one company to the next.

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The chart estimates Volvo S80 3.2 insurance rates for different risk profiles and scenarios. The cheapest discount rate is $898. Drivers who choose higher $1,000 deductibles will pay around $1,346. The average rate for a driver age 40 with no violations using $500 deductibles is $1,588. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,060. High risk drivers could be charged around $3,438. The price for full coverage for a 16-year-old driver is $5,752.

View Chart as Image