Nissan Maxima 3.5 S Insurance Rates

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Estimated insurance prices for a Nissan Maxima 3.5 S are $1,538 every 12 months with full coverage. Comprehensive costs approximately $382, collision costs $634, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,304. Teen drivers pay the most at $5,526 a year or more.

Annual premium for full coverage: $1,538

Premium estimates by type of insurance:

Comprehensive $382
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Maxima Trim Level

Using a middle-aged driver as an example, insurance rates for a Nissan Maxima 3.5 S go from the cheapest price of $430 for just liability coverage to a much higher rate of $3,304 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,538
High Risk $3,304

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,154
Small Cities $1,615
Large Cities $2,076

These rate differences demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Nissan Maxima 3.5 S also have a wide range based on physical damage deductibles and liability limits, your driving record, and the replacement cost of your Maxima.

Choosing high deductibles could cut rates by as much as $680 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $327 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,800 to $2,400 extra annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Nissan Maxima 3.5 S insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out which auto insurance is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

Nissan Maxima 3.5 S insurance cost comparison chart
Column chart showing Nissan Maxima 3.5 S insurance prices range from $882 to $5,526 for full coverage

The chart above shows Nissan Maxima 3.5 S insurance rates for different coverage choices and risks. The lowest rate with discounts is $882. Drivers who choose higher $1,000 deductibles will pay $1,308. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,538. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,986. High risk drivers could be charged up to $3,304. The price for full coverage insurance for a teenager can be as high as $5,526.

Nissan Maxima 3.5 S Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,392 -$146 -9.5%
Alaska $1,178 -$360 -23.4%
Arizona $1,278 -$260 -16.9%
Arkansas $1,538 -$0 0.0%
California $1,754 $216 14.0%
Colorado $1,470 -$68 -4.4%
Connecticut $1,582 $44 2.9%
Delaware $1,742 $204 13.3%
Florida $1,926 $388 25.2%
Georgia $1,422 -$116 -7.5%
Hawaii $1,106 -$432 -28.1%
Idaho $1,040 -$498 -32.4%
Illinois $1,146 -$392 -25.5%
Indiana $1,158 -$380 -24.7%
Iowa $1,038 -$500 -32.5%
Kansas $1,462 -$76 -4.9%
Kentucky $2,100 $562 36.5%
Louisiana $2,278 $740 48.1%
Maine $950 -$588 -38.2%
Maryland $1,270 -$268 -17.4%
Massachusetts $1,232 -$306 -19.9%
Michigan $2,674 $1,136 73.9%
Minnesota $1,288 -$250 -16.3%
Mississippi $1,844 $306 19.9%
Missouri $1,366 -$172 -11.2%
Montana $1,652 $114 7.4%
Nebraska $1,214 -$324 -21.1%
Nevada $1,846 $308 20.0%
New Hampshire $1,110 -$428 -27.8%
New Jersey $1,722 $184 12.0%
New Mexico $1,362 -$176 -11.4%
New York $1,620 $82 5.3%
North Carolina $888 -$650 -42.3%
North Dakota $1,260 -$278 -18.1%
Ohio $1,062 -$476 -30.9%
Oklahoma $1,582 $44 2.9%
Oregon $1,410 -$128 -8.3%
Pennsylvania $1,468 -$70 -4.6%
Rhode Island $2,052 $514 33.4%
South Carolina $1,394 -$144 -9.4%
South Dakota $1,298 -$240 -15.6%
Tennessee $1,348 -$190 -12.4%
Texas $1,854 $316 20.5%
Utah $1,140 -$398 -25.9%
Vermont $1,054 -$484 -31.5%
Virginia $922 -$616 -40.1%
Washington $1,190 -$348 -22.6%
West Virginia $1,410 -$128 -8.3%
Wisconsin $1,066 -$472 -30.7%
Wyoming $1,372 -$166 -10.8%

View Chart as Image

Nissan Maxima 3.5 S insurance rates by U.S. city

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Rates by Driver Age

Nissan Maxima 3.5 S Insurance Rates by Driver Age
Driver Age Premium
16 $5,526
20 $3,516
30 $1,616
40 $1,538
50 $1,400
60 $1,372

Full coverage, $500 deductibles

Rates by Deductible

Nissan Maxima 3.5 S Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,986
$250 $1,780
$500 $1,538
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Nissan Maxima 3.5 S Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,538
50/100 $1,611
100/300 $1,702
250/500 $1,938
100 CSL $1,647
300 CSL $1,847
500 CSL $1,993

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Maxima 3.5 S Insurance Rates for High Risk Drivers
Age Premium
16 $7,908
20 $5,582
30 $3,392
40 $3,304
50 $3,150
60 $3,120

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $210

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $116
5-yr Claim Free $99
Paid in Full/EFT $73
Advance Quote $77
Online Quote $110
Total Discounts $656
Rate after discounts $882

Discounts are estimated and may not be available from every company or in every state.

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